Buy-to-let
Buy to Let Mortgage
First time landlord or experienced portfolio owner, we can help you with your buy to let mortgage.
The whole buy to let environment has changed significantly over the last couple of years: the introduction of the stamp duty hike for landlords, the reduction of buy to let mortgage interest relief and the rules that mean that lenders are now required to treat landlords with 4 or more properties differently.
Even the way lenders calculate how much you can borrow on a buy-to-let has changed significantly over the last couple of years. Now it’s dependent not only on the rental income of the property in question but how much equity you have, what term you are taking the mortgage over and even with some lenders which income tax bracket you fall into.
We understand the BTL rules and can help you buy, or remortgage, your property. We are happy to give free advice too, so if you fancy a chat please call us. If you do decide to go ahead then we may charge a fee for arranging the mortgage, all fees are discussed in our first conversation and well before you make any commitment.
Give us a call
Call us 01480 393393
Book a call
Call Us - 01480 393393
Visit Us - 9a Sheep Market, St Ives, PE27 5AH
The Complete Mortgage Company Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. The Complete Mortgage Company Ltd is a company registered in England and Wales with company number 6949982. The registered office address is 9a Sheep Market, St Ives, PE27 5AH. The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £295 to £495 and this will be discussed and agreed with you at the earliest opportunity.